Category

Business Banking

Category

With the rise of digital payments like UPI, tokenization, and AI-powered transactions, the annual volume of digital payments processed in India surpassed Rs.18,500 lakh crore in FY2024. The expansion of convenience that comes with digital payments, however, has led to an increase in threats, phishing attacks and card-not-present fraud, among others, which are all becoming increasingly sophisticated at an alarming rate. Card Payment fraud losses around the globe has reached $34 billion in 2023, and…

Although you have a solid employment background with an income that is able to consistently meet your debts, pay your bills on time, and have a good credit score (the last time you checked it was on your CIBIL report), when you applied for a loan, it was denied for “no reason.” You were not given any indications that your loan would not be approved, nor were you made aware of any issues that might…

Opening a current account in India might seem straightforward, but for many businesses and professionals, it’s anything but. As of June 2025, India’s banks together service over 56 crore accounts, meaning that every confusing term sheet, unclear balance rule, or hidden fee can impact millions of businesses and professionals. In this guide, we break down everything you need to know about business banking accounts, how they work, who needs one, what documents are required, and…

India is a predominantly cash-based economy, which has seen considerable improvements in the form of Bank branches and ATMs that have been digitized. These upgrades and new technologies have successfully improved user experience while simultaneously allowing banks to optimize their resources without impacting their efficiency. The Reserve Bank of India has asked all banks, ATM networks and white-label ATM operators to provide interoperable cardless cash withdrawal (ICCW) at their ATMs, with NPCI facilitating UPI integration…

Verified by MonsterInsights