India’s economic landscape is undergoing a significant transformation. The government’s ambitious push for a cashless economy has witnessed a dramatic shift in payment methods. Gone are the days of relying solely on cash. Today, digital transactions are rapidly becoming the norm, fueled by the growing penetration of smartphones and innovative technologies like Unified Payments Interface (UPI) and Quick Response (QR) codes. Enhancing Financial inclusion, and ensuring everyone has access to financial services, is a key…