Banking for the New India

More and more people are switching to InstantPay to spend, save and manage their money.
Traditional banking is now a thing of the past!

About
InstantPay is India’s largest Neo Banking platform delivering full stack banking services to individuals and businesses of all sizes

Our Mission — Simplify banking and make it an experience rather than an obligation

1M

Daily
transactions processed

10M

Monthly
active consumers

$1B

Quarterly
value of transactions

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Banking Solutions

Digital account to Spend, Save and Track your money
1% unlimited cashback on online shopping 🎉 🥳

1.

No Minimum Balance

load money without maintaining any minimum balance

2.

Send & Spend

Pay online or in-store and send money to your loved ones

3.

Cash Withdrawals

conveniently withdraw cash at any ATM across India

4.

Save Money

buy digital gold or invest your money in bank deposits

5.

Stay Safe

pause/resume transactions or setup limits on account

6.

Pay Later Coming Soon

no money to spend? Just buy now and pay later

See Pricing Get Started For FREE

Save time and cost with our Smart Bank Account
especially designed for today's Startups & SMEs

1.

Current Account

personalised account number with debit card and cheque book

2.

OD / Business Loan

get instant overdraft offers or apply for a business loan

3.

Payments & Collections

from your vendors & customers using multiple modes

4.

Manage Expenses

with spend cards having real-time reporting and controls

5.

Built-In CRM

to onboard and manage your customers, vendors & employees

6.

Value Added Services

bill payments, insurance, travel bookings and a lot more

See Plans Get Started
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Locate InstantPay Digi Kendra and avail banking services in your neighbourhood

1.

Basic Banking

Money Transfer (Domestic & Nepal) and Micro ATM

2.

Citizen Services

Apply for PAN and enroll in social Security Schemes

3.

Insurance Services

Buy Motor, Travel, Health, Life and Personal Accident Insurance

4.

Travel Bookings

Hotel, Rail, Bus & Flight bookings and FASTag recharge

5.

Value Added Services

Utility & education fee payments, micro deposits & investments, loan applications and a lot more right near your doorstep

Locate Store Become a Digi Kendra
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API Banking

API banking platform that developers love

Easily Send Money with InstantPay! curl -X POST   https://instantpay.in/sendMoney   --data {     account: "2876543210",     ifsc: "IBKL0123456"   } . . . . . . . Payment Successful 👍🏻
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Powerful APIs

Integrate banking into your applications with our bundle of flexible APIs used by thousands of large businesses.

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Elastic Platform

Super scalable cloud platform that auto-scales from zero to a million transactions, all in a single day.

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Clear Documentation

Get started quickly with clear docs, code samples and SDKs to guide you throughout the implementation.

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Sandbox Mode

Play around and safely validate your code with a sandbox mode before hitting the production environment.

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Secure API

Several verification levels in order to maximize the security of requests between our API and your infrastructure.

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Dedicated Support

Meet your strict go-live schedules with our fast, helpful implementation support via phone, chat or email.

Developer Toolkit Let's Talk
Features

A fresh approach to banking

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Instant Activation

For individuals, get a digital prepaid account in seconds. For businesses, get a full-fledged current account in minutes.

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No Hidden Charges

All our plans have been designed to fit most banking needs. You seriously pay for what you see and nothing else!

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Track your Money

Track your spends and get an accurate picture of where your money is going and where you'd like it to go instead.

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Cash Deposits

Deposit cash into your bank account at InstantPay’s nationwide network of Digi Kendras. Login to locate the nearest one now.

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Mobile, Web & API

Use InstantPay on the web, mobile or integrate our API with your business applications or accounting systems.

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Premium Support

Our customers are at the heart of InstantPay. We’re there to answer all your queries round the clock, 365 days a year.

Security

Built with security in mind

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Safe

We ensure you get a good night’s sleep with your money staying with large and highly stable banks in India.

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Secure

Enjoy secure access to your account with 2-factor authentication and TLS/SSL encryption of your data.

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Compliant

InstantPay complies with the same set of strict security standards as traditional banks in India follow.

Pricing

Simple and predictable pricing

Classic Silver Hot Gold Platinum
Average Balance
(Quarterly)
25,000 50,000 1,00,000 5,00,000
Business Debit Card 250 / yr Free Free Free
Free Cheque Leaves
(per month)
100 upto 2000 upto 2200 upto 2500
Free Payments
(NEFT / RTGS)
Free Payments
(IMPS / UPI)
Chargeable Chargeable upto 1000 Txns upto 2000 Txns
Free Collections
(UPI)
Free Cash Deposits
(Bank Branches)
Chargeable 10X MAB 10X MAB 12X MAB
Cash Deposits
(Digi Kendras)
Chargeable Chargeable Chargeable Chargeable
Get Started for FREE

Tailor-made banking solutions for larger organisations with a huge customer base requiring enterprise features at scale

  • Banking Accounts

  • Payouts & Collections

  • Cash Management

  • Expense Management

  • CRM & ERP Integrations

  • Value Added Services

Trusted by businesses near you

Ready to get started?

Experience a Fast, Flexible and Transparent Way to Bank

Open an Account
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Let's Talk

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