One card for all

payment experiences

Experience the easiest way to spend, track, and manage your expenses in real-time. Control all your spending with just one click!

Smart and simple

alternative to cash transactions

Make or disburse payments on the go! InstantPay contactless card enables you to send, receive, and analyze money with no hassle.

A rewarding experience for

all your payments

Use this RuPay card with confidence anywhere in India and get unmatched benefits for all your online / offline purchases.


1% Unlimited Cashback

Get 1% unlimited cashback on eligible spending. Now save money even when you spend.


No Minimum Balance

Experience smart banking without worrying about maintaining minimum balance.


Complimentary Insurance

Get complimentary personal accident insurance coverage of up to Rs. 2 lakhs.


Offers / Discounts

Enjoy amazing offers and discounts with your RuPay card. Explore now ⟶

Expense management has

never been so easy

Best way to manage personal and business finances. Release, reload money easily and set limits on your spending whenever you need.

Load money into your card easily and conveniently

Just tap and pay for cashless transactions

Shop online or in-store, and withdraw cash from ATMs

Enable / disable card access at various terminals

Get our mobile app


Embrace flexibility with greater control

The InstantPay card not only gives you the freedom to make cashless payments but also

gives you a closer view of all your transactions with better control over expenses.


Secured Accessibility

Enjoy much safer transactions with two-factor authentication.


Increased Control

Block cards if lost or stolen, and easily issue a new card.


RuPay Advantage

Powered by RuPay, it’s a reliable and secure way of banking.

Future-ready card to suit every need!

Whether you are a business or an individual,

it does not matter.


Employee Expense Management

Manage and control employee expenses like travel, hotel, and food costs. Get quick expense reports and detailed insights into employee spending.


Petty Cash Disbursement

Better and safer than cash, InstantPay card makes it easy to issue funds to employees while you can track balances and spending in real-time.


Payroll Solution

Simplify your payroll process with this unique and practical solution. This easy-to-use card is a perfect way to pay your workers who do not have bank accounts.


Rewards & Recognition

Eligible for all, it’s an efficient payment method to process commissions, incentives, and rewards for your employees, dealers, and distributors.


Set Up Budgets

With InstantPay card, it's easy to track your purchases and get detailed information about your spending. Effectively set budget while gaining real-time visibility on expenses.


Earn Cashback on Purchases

This cashback card enables you to earn while mmaking purchases. You get the real value back on eligible spending and your savings increase.


Control Overspending

The card allows you to set a spending limit and you cannot spend more than the balance on your card. It helps you to establish good spending habits.


Safe Alternative to Cash

Re-loadable in nature, the card is a safer option than carrying cash. It allows you to allocate money to family members in a more secure and controlled manner.

Simplify your everyday expenses &

make payments a frictionless experience

Comes with a future-ready account, this card can be controlled via the

InstantPay app or web portal. Easy to use and manage, the card helps

you spend smartly and focus on your core activities.

Getting started is easy

Sign Up on InstantPay
Complete KYC
Your Card is Ready

Ready to get started?

Experience a Fast, Flexible and Transparent Way to Bank

Open an Account
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