Banking for the New India
More and more people are switching to InstantPay to spend, save and manage their money.
Traditional banking is now a thing of the past!
InstantPay is India’s largest Neo Banking platform delivering full stack banking services to individuals and businesses of all sizes
Our Mission — Simplify banking and make it an experience rather than an obligation
1M
Daily
transactions processed
10M
Monthly
active consumers
$1B
Quarterly
value of transactions
Digital account to Spend, Save and Track your money
1% unlimited cashback on online shopping 🎉 🥳
No Minimum Balance
load money without maintaining any minimum balance
Send & Spend
Pay online or in-store and send money to your loved ones
Cash Withdrawals
conveniently withdraw cash at any ATM across India
Save Money
buy digital gold or invest your money in bank deposits
Stay Safe
pause/resume transactions or setup limits on account
Pay Later Coming Soon
no money to spend? Just buy now and pay later
Save time and cost with our Smart Bank Account
especially designed for today's Startups & SMEs
Current Account
personalised account number with debit card and cheque book
OD / Business Loan
get instant overdraft offers or apply for a business loan
Payments & Collections
from your vendors & customers using multiple modes
Manage Expenses
with spend cards having real-time reporting and controls
Built-In CRM
to onboard and manage your customers, vendors & employees
Value Added Services
bill payments, insurance, travel bookings and a lot more
Locate InstantPay Digi Kendra and avail banking services in your neighbourhood
Basic Banking
Money Transfer (Domestic & Nepal) and Micro ATM
Citizen Services
Apply for PAN and enroll in social Security Schemes
Insurance Services
Buy Motor, Travel, Health, Life and Personal Accident Insurance
Travel Bookings
Hotel, Rail, Bus & Flight bookings and FASTag recharge
Value Added Services
Utility & education fee payments, micro deposits & investments, loan applications and a lot more right near your doorstep
API banking platform that developers love
Powerful APIs
Integrate banking into your applications with our bundle of flexible APIs used by thousands of large businesses.
Elastic Platform
Super scalable cloud platform that auto-scales from zero to a million transactions, all in a single day.
Clear Documentation
Get started quickly with clear docs, code samples and SDKs to guide you throughout the implementation.
Sandbox Mode
Play around and safely validate your code with a sandbox mode before hitting the production environment.
Secure API
Several verification levels in order to maximize the security of requests between our API and your infrastructure.
Dedicated Support
Meet your strict go-live schedules with our fast, helpful implementation support via phone, chat or email.
A fresh approach to banking
Instant Activation
For individuals, get a digital prepaid account in seconds. For businesses, get a full-fledged current account in minutes.
No Hidden Charges
All our plans have been designed to fit most banking needs. You seriously pay for what you see and nothing else!
Track your Money
Track your spends and get an accurate picture of where your money is going and where you'd like it to go instead.
Cash Deposits
Deposit cash into your bank account at InstantPay’s nationwide network of Digi Kendras. Login to locate the nearest one now.
Mobile, Web & API
Use InstantPay on the web, mobile or integrate our API with your business applications or accounting systems.
Premium Support
Our customers are at the heart of InstantPay. We’re there to answer all your queries round the clock, 365 days a year.
Built with security in mind
Safe
We ensure you get a good night’s sleep with your money staying with large and highly stable banks in India.
Secure
Enjoy secure access to your account with 2-factor authentication and TLS/SSL encryption of your data.
Compliant
InstantPay complies with the same set of strict security standards as traditional banks in India follow.
Simple and predictable pricing
FREE Plan
₹ 0 / day
-
Virtual Visa / RuPaySoon
-
Send and Receive Money
-
Spend Analyser
-
Email & Chat Support
Pro Plan
₹ 1 / day (paid annually)
-
Everything in Free Plan +
-
Physical Visa / RuPay
-
ATM Withdrawals
-
24*7 Phone Support
| Classic | Silver Hot | Gold | Platinum | |
|---|---|---|---|---|
| Average Balance (Quarterly) |
₹25,000 | ₹50,000 | ₹1,00,000 | ₹5,00,000 |
| Business Debit Card | ₹250 / yr | Free | Free | Free |
| Free Cheque Leaves (per month) |
100 | upto 2000 | upto 2200 | upto 2500 |
| Free Payments (NEFT / RTGS) |
||||
| Free Payments (IMPS / UPI) |
Chargeable | Chargeable | upto 1000 Txns | upto 2000 Txns |
| Free Collections (UPI) |
||||
| Free Cash Deposits (Bank Branches) |
Chargeable | 10X MAB | 10X MAB | 12X MAB |
| Cash Deposits (Digi Kendras) |
Chargeable | Chargeable | Chargeable | Chargeable |
| Get Started for FREE | ||||
Tailor-made banking solutions for larger organisations with a huge customer base requiring enterprise features at scale
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Banking Accounts
-
Payouts & Collections
-
Cash Management
-
Expense Management
-
CRM & ERP Integrations
-
Value Added Services
Trusted by businesses near you
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